Join me in my journey to live better for less

Saturday, June 8, 2013

Feeding a Family of Six on $400 Per Month

Well, I'm back at it and this time I have a pretty tough challenge. I am going to try to feed my family of 6 for $400 a month. Yes, I know it sounds crazy and I'm still not quite sure how I'm going to pull this one off but I have to give it a shot because our budget is tight this summer and we had some unexpected expenses pop up that can't be ignored. I'm currently doing research on how this will be possible because I don't really have the time to invest in major couponing efforts plus the price of everything just seems to be creeping up. Looks like I'll be making many, many meals from scratch and cutting out a lot of extras. Any ideas and suggestions would be appreciated and I'll keep you updated on how things go. I may even post my shopping list, menu, and or receipts. Wish me luck. =)

Tuesday, March 5, 2013

I'm Back and Still Somewhat Frugal After All These Years

Wow. Long time no type. It looks like I have some cleaning up to do around here. I apologize for abandoning this blog a few years ago. I truly enjoyed writing and sharing the information with everyone but life sort of got in the way (as it often does) and many things got put on the back burner. I'm very happy to announce that I am now going into my senior year in college, I started around the time I stopped writing on this blog. I've been so busy with taking care of the family and doing school work I've really not had time for much else. I read about these moms who work full-time, have side businesses of their own, volunteer for various things, and still have time to blog and play games on Facebook. HOW? I can't even imagine but way to go to them! I'd like to get the started up again so over the next few weeks I'm going to see if I can't manage some posts. I'm looking forward to sharing ideas with everyone again and I promise I won't be a stranger.

Tuesday, May 12, 2009

When you can't pay your bills..

No matter how frugal you try to be, there may come a time when you simply can't make ends meet. What do you do when you're faced with termination of a utility because you can't pay the bill? It's happened to me a few times throughout my life and it wasn't in my lack of planning or because I was spending frivelously. The fact was plain and simple, I didn't have enough money. So what can you do?

Prevention is key when it comes to termination notices. You know when you're behind on a bill so it couldn't hurt to call, explain your situation and ask for payment arrangements. A lot of companies are willing to work with you but you need to contact them before their service people are at your door to disconnect.

You might be able to pay the bill off by raising some quick cash. Some great ways to get cash quickly is to sell things you're not using on eBay or Craigslist. If you have enough time, you could have a yard sale. Another idea is to take some things to the pawn shop. Pawn shops take all sorts of items from video game consoles to jewelry so that might be a good way to get some cash and you'll be able to buy your items back later.

If you have no luck with payment arrangements or selling things, perhaps you could borrow a bit from a relative or friend. Now, I know this isn't what you want to do, but in order to keep your gas, electric or water going, sometimes you gotta do what you gotta do. Make sure you have a clear agreement of when the money will be paid back and stick to it. If you pay them back as promised, if the time ever comes in the future (Lord forbid) that you need a loan again, they'll be more likely to help you out.


As a last resort you can always look into getting help from social service agencies. I know the Salvation Army will help people out with their utility bills if they fall short. You can contact your local Department of Health and Human resources to see if they have an emergency assistance program that you may qualify for. There are income guidelines to meet of course but it can't hurt to try.

Saturday, May 9, 2009

Frugal Baby Tips

I was looking up how to make homemade baby wipes and found the most amazing frugal baby site that I wanted to pass along. There are fabulous tips including natural bug spray and info on homemade baby toys. If you have a baby or know someone who does, you won't want to miss Frugal Baby Tips!

I've done my shopping for the week and managed to save $100 more than usual. There are a few things that I still need to pick up from Walmart because Save a Lot didn't have them. I'll use coupons though and I'll surely spend less than normal. The problem with Walmart shopping is in my area it's always crowded, I'll have to take the kids with me and I always spend more than I should!

I'm also planning to stop by AC Moore craft store and use the 40% off coupon I printed out from SmartSource. Not sure what I'll be buying yet but I just love to browse that place.

I did my CVS shopping earlier in the week. I bought some bottled water, cereal bars and Coke and got back $16 in ECB. I might go back today for some more water and deodorant which will give me $4 more in ECB that I'll use for the new sale starting tomorrow! I'm really getting into this.

That's all I have for now. I need to do some laundry then I'm off to the storea! Wish me luck, it's Saturday so I know it's a jungle out there!

Monday, May 4, 2009

All You Magazine - $10 Subscription - Great Coupons!


If you haven't read All You magazine before you're in for a real treat! Not only does it have wonderful information, it's also full of great coupons! You can purchase this at Wal-Mart or get an All You (1-year) subscription right here! What's even better? For the month of May, you can get a 1 year subscription for just $10!

Saturday, May 2, 2009

I've been TAGGED!

Tag - I'm It !
I've been tagged by CandiceR from http://www.spiritedmotha.blogspot.com

10 Things You Were Dying to Know :

1. What is your current obsession?

Trying to make extra cash any way I can (within reason).

2. Which item of clothing do you wear most often?

T-shirts. I'm a t-shirt junkie. I just bought 5 of the same type in all different colors.

3. What’s for dinner?

Potato soup with cornbread muffins

4. What are you listening to?

A Lasko fan and Duffy - Stepping Stone

5. Say something about the one who tagged you

She really cracks me up. I love reading her blog.


6. Favorite vacation spot?

Chincoteague VA.

7. What are you reading right now?

All these questions, silly!

8. Four words to describe yourself?

Resourceful

Loyal

Authoritative

Understanding

9. Guilty pleasure?

Chocolate chips right out of the bag

10. First Spring thing to do?

Go for a nice, long car ride with the windows down.

I'll tag a few later after the kids get off to school and I wake up completely =)

Friday, May 1, 2009

Coupons.com has gone Cereal Crazy!

It's a new month and that means new coupons at coupons.com! They have a lot of cereal coupons for Kelloggs cereals. They also have a sweet $3 off deal for Huggies diapers! Of course, they have lots more.. I love that place =) And to make the deal even sweeter CVS is having a special on cereal next week - 05/03-05/09 Kelloggs cereal and cereal bars will be on sale for 3 boxes for $10 and you'll get $5 Extra Care Bucks! Why Wait for the Sunday Paper? Print Free Coupons Anytime